By Brian Hunt in Growth Stock Wire:

Sooner or later, every precious-metal investor is confronted with a big problem...

It goes like this:

First, a big bull market in gold and silver – like the one that started in 2001 – enjoys a major run higher. (Think back to when gold shot from $650 an ounce in July 2007 to $1,000 an ounce in early 2008.)

Second, you get a holiday bonus or a cash windfall of some kind. You'd like to place a portion of this cash into precious metals. But after such a huge run higher, you feel like you've "missed the boat." You're worried you're buying near a peak.

You're facing a problem that can be solved with...

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More on precious metals:

What you need to know about buying silver today

Jim Rogers: The best precious metals to buy today

Richard Russell: Everything you need to know about gold in three sentences