From Forbes:

With the recent controversy over debit card fees, more consumers may turn to payment alternatives like credit cards for the holiday shopping frenzy. However, relying on credit for major purchases may also make you vulnerable to overspending and credit health damage. Your New Year won't be off to such a happy start when saddled with debt and a poor credit score.

If you plan to shop with your credit card, start today – a few weeks before heavy holiday spending gets underway – to...

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