From The Passive Income Earner:
New Year's always means New Year's resolutions. If you're like me, you have high hopes for 2013. Maybe you're thinking of starting a family, applying for credit cards, or buying a new house or car. If a big purchase like a new home or automobile is on your horizon, it's a good idea to make sure you have a good credit score in order to ensure you qualify for said purchase, and also to make sure you're not paying a huge interest rate on that purchase.
Here are five tips to improve your credit score in 2013:
1. Never miss a payment
This is the simplest, yet most important step you can take in order to improve your credit score. If you have the cash to make your bill payments on time, a good tip is to set up automatic bill pay through your bank account so that you never forget to make a payment. On the other hand, if you are strapped for cash, consider refraining from making purchases on credit until you are on more solid financial ground.
2. Live well within
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