By Dr. David Eifrig in Retirement Millionaire:

A Bank of America deal will give you 30%-40% on your investment.

Here's the deal… if you deposit $250 in a new checking account at Bank of America and use your debit card once in the first 30 days, the bank will give you $75. In addition, if you use its free bill-paying service (I already do this) and pay two bills in the first month, it will give you $25 more.

This is $100 on $250, a 40% return on your money. If you've been looking for a reason to change banks, this is a great way to be paid to move. Or do what a couple of my friends are doing, and just deposit $250 and use your debit card for one small purchase, keep the account open for six months, and collect your $75 bonus!

Crux Note: Dr. David Eifrig is the editor of Retirement Millionaire, one of the top selling retirement advisories in the world. To learn his latest recommendation – a way to safeguard your wealth for just $1.25 – click here.

More money-saving ideas:

18 ways to live below your means

The 6 best online discount brokers

How to save 42% on a flatscreen television this week